Investment | FAQs | How we work | Example purchase

1. Do I need to pay a fee to register?
No, it is completely free to register with DB Investment Property.

2. What happens after I have registered?
Once you have registered and been issued with your username and password, you will be able to see all the available properties on the site and you will be added to the mailing list that will show you the new developments as and when they become available. Your username and password should not be divulged to any other person.

3. Why are these properties discounted?
By working directly with developers, we have exclusive access to property opportunities long before they have been released to the general public or general investors. We obtain property at its lowest price and negotiate genuine and substantial discounts (i.e. 15% - 25%) from current market value. In turn, during the build time, the value of the property usually continues to grow, so not only do you benefit from the initial discount but also the capital growth. Developers offer discounts for off-plan and pre-sales to generate capital to fund future developments. They may also wish to sell properties before the end of financial periods and to increase their sales figures by selling a block of properties. Marketing costs are also saved by selling bulk purchases to investment clubs like ours.

4. How do I know that the discount and rental incomes are true?
Figures can be checked against similar developments in the area. In the majority of cases, we will have figures from local estate agents and letting agents bearing these figures out. You can also have an independent survey commissioned on the development. We have access to surveyors, estate agents and letting agents on this website.

5. Do I need to commit to purchase any properties from DB Investment Property?
No, you will remain on our database completely free of charge and we will keep you informed and updated about our latest investment opportunities for the duration of your time with us.

6. How does DB Investment Property earn its fee?
We charge 1% + vat of the discounted price on each property you complete on.

7. Can I use my own solicitor and/or mortgage broker?
Absolutely. We will provide you with access to mortgage brokers and solicitors who we have used in the past and who have proven themselves to be excellent for our past clients, but you are still free to use your own. Note - our mortgage broker is experienced in dealing with discounted/gifted deposits and knows the lenders criteria for the deals we have available..

8. What if property prices go down?
Property prices are governed by supply and demand. In general there is an under supply of housing in the UK which will hold up prices for the foreseeable future. Any fluctuations in prices would usually be covered by buying with a discount at the start.

9. What if the interest rates go up?
Interest rates rise and fall and are part of a normal property cycle. We do recommend that you do not put yourself in a position with no back up of funds to cover yourself for rate increases. However, it is possible to guard against this eventuality. Speak to our mortgage broker about a fixed rate mortgage.

10. Are your foreign properties as heavily discounted?
In the main, no. Most people looking to invest abroad are looking long term so are interested in long term capital growth, i.e. property that is off plan for 2 to 3 years. The angle of approach at the moment is to treat it as a pension with UK pensions and endowments not performing as expected.